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  Picture That You Are Going To Do It & It Will Happen My golf time is spent on courses in Florida where most of the courses have a lot of water holes. One day we arrived at one of those tees where you had to drive

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An emergency reserve is a cash reserve in the form of an interest-bearing savings or money market account that is always available and easy to get to in case of emergency. No matter who you are, you need one. It’s your first step in building

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